Make Smarter Financial Decisions
Through regular, no-fee consultations, we help you understand where you are, what you need, and what sensible financial step to take next.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
Get Started
We provide no-fee financial advice across the key areas of personal and business financial planning.
Our advice is designed to be clear, practical and tailored to your stage of life.
Get The Best Mortgage Rate
Review Your Protection
Book a Pension Review
Discuss Investment Options
Business Owner Advice
Create a Savings Plan
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
No-fee financial advice.
30+ Years of Experience
Long-term support.
Clear guidance.
Your lifelong
Financial Partner
Most people do not need every financial product at once.
What they need is a clear understanding of where they are now, what they already have in place, what may be missing, and what decision makes the most sense next.
That is where Covermore can help.
Whether you are buying your first home, protecting your income, starting a family, reviewing your pension, building savings or planning long-term wealth, we provide clear, practical financial advice through regular, no-fee consultations.
No pressure. No judgement. No jargon.
Just helpful advice designed around your life, your goals and your next smart financial decision.
Why choose Covermore?
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
The 7 Steps to Financial Freedom
Financial services can feel overwhelming.
The 7 Steps to Financial Freedom makes things simpler. These simple steps give you a clear roadmap to financial freedom, covering the key areas to consider as your life, family, income and goals change.
You may already have some steps in place. Others may need to be reviewed. Some may not be relevant just yet.
Life is full of changes. Our role is to help you always make the next smart financial step.
Step 1: Build Your Emergency Fund
Build a safety buffer of around three months’ net income to help protect against unexpected costs or short-term financial pressure.
Step 2: Protect Your Debt
Protect your mortgage, loans and other debts so they do not become a burden if something happens. Covermore can help you review suitable protection options.
Step 3: Protect Your Income
Protect your income so your mortgage, bills and future plans are supported if circumstances change. Covermore can help you review suitable options based on your occupation and affordability.
Step 4: Protect Your Family
Protect your family with suitable life cover, especially if you have dependants. Covermore can explain your options and help you choose cover that reflects your needs.
Step 5: Build Your Pension
Build or review your pension so you stay on track for retirement. Covermore can help you understand your options, whether you are starting fresh, reviewing an old pension or increasing contributions.
Step 6: Create Savings Goals
Create savings goals for children, education, tax bills, holidays, cars, home upgrades or future plans. Covermore can help you build good savings habits that fit your life.
Step 7: Invest and Build Wealth
Plan for long-term wealth through investments, property, company structures and wider financial planning. Covermore can help you explore suitable options once the right foundations are in place.
Financial advice for every stage of life
You do not need to have everything figured out before speaking to us. In fact, that is exactly why many people come to Covermore.
We help people who are:
- Buying their first home
- Switching or reviewing a mortgage
- Starting or growing a family
- Renting or living with a partner
- Protecting their income
- Reviewing life cover or mortgage protection
- Starting or improving a pension
- Building savings for future goals
- Running a business
- Planning investments or long-term wealth
Wherever you are today, we can help you understand your next step.
How It Works
Book an no-fee appointment
The first step is simple, no-risk, and stress-free. Whatever stage you’re at, speak with one of our friendly advisors today.
Tell us where you are now
We start with a simple conversation about your current financial position, goals, concerns and priorities.
Understand what may be missing
We help you review what you already have in place and identify any areas that may need attention.
Decide your next smart financial step
We explain your options clearly so you can make a confident, informed decision about the best next step for you.
Not sure what financial step to take next?
Hidden
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.