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Our Services
Clear, no-fee financial advice across mortgages, protection, pensions, savings, investments and wider financial planning.
30+ Years’ Experience
Nationwide Service
Financial advice that looks at the bigger picture
Most financial decisions are connected.
Your mortgage can affect your protection needs. Your income can affect your savings. Your family can change how much cover you need. Your pension can shape your future options. Your business can influence how you plan for tax, wealth and retirement.
At Covermore, we help you bring these decisions together.
Our services are designed to help you understand where you are today, what may need attention and what sensible financial step to take next.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What We Can Help With
We provide no-fee financial advice across the key areas of personal and business financial planning.
Our advice is designed to be clear, practical and tailored to your stage of life.
Mortgage advice
We help first-time buyers, homeowners, switchers, movers and investors understand their mortgage options and move through the process with greater confidence.
Protection advice
We help individuals, couples, families and business owners consider mortgage protection, life cover, income protection, family protection and business protection.
Savings and investments
We help clients create practical savings goals, prepare for future costs and explore longer-term investment planning where suitable.
Savings and investments
We help clients create practical savings goals, prepare for future costs and explore longer-term investment planning where suitable.
Financial planning
We help clients look at the bigger picture, bringing together mortgages, protection, pensions, savings, investments, family needs and business goals.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
Why Choose Covermore
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
Understand your mortgage position
We start by looking at your mortgage amount, term, repayment structure and household circumstances.
Explain your options clearly
We explain how mortgage protection works, what it is designed to cover and how it differs from other types of protection.
Help you consider wider protection needs
We help you consider whether mortgage protection should sit alongside life cover, income protection or family protection.
Review existing policies
If you already have mortgage protection, we can help you understand whether it still matches your mortgage and current circumstances.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Not sure what financial step to take next?
Do Covermore charge a fee for mortgage protection consultations?
Covermore provides no-fee mortgage protection consultations. We will explain clearly how the process works before you make any decision.
Is mortgage protection required for a mortgage?
Mortgage protection is commonly required by lenders when taking out a mortgage, although some exemptions can apply depending on your circumstances and lender requirements.
What does mortgage protection cover?
Mortgage protection is generally designed to repay the outstanding mortgage balance if a covered person dies during the policy term, subject to policy terms and conditions.
Is mortgage protection the same as life insurance?
No. Mortgage protection is designed specifically to help repay mortgage debt. Life insurance can provide a lump sum that may help support your family, debts and wider financial needs.
Can I keep my existing mortgage protection if I switch mortgage?
It may be possible in some circumstances, but it is important to review whether your existing policy still matches your new mortgage balance, lender requirements and term.
Do I need income protection as well as mortgage protection?
Mortgage protection and income protection serve different purposes. Mortgage protection is generally designed to repay mortgage debt on death, while income protection may help replace part of your income if illness or injury prevents you from working, subject to policy terms and conditions.