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Company Director Pensions
Build a pension strategy that supports your retirement, your business and your long-term financial goals.
30+ Years’ Experience
Nationwide Service
Your pension can be part of a wider business strategy
As a company director, your pension planning can involve more than simply making a monthly personal contribution.
You may be thinking about how company profits, personal income, retirement goals, business growth and long-term wealth planning all fit together.
At Covermore, we help company directors understand their pension options, review what is already in place and create a clearer strategy for the future.
Whether you are starting a pension, increasing contributions, reviewing an existing arrangement or planning towards retirement, we provide clear, no-fee advice built around your circumstances.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What company directors
need to consider
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Your current income and company position
Your salary, dividends, company profits and future business plans can all influence how pension planning may fit into your wider financial strategy.
Personal and employer contributions
There may be different ways to fund pension contributions, depending on your pension arrangement, company structure and individual circumstances.
Your existing pension arrangements
You may already have a PRSA, executive pension, personal pension or pension from previous employment.
Your retirement goals
Your pension plan should reflect the lifestyle you want in retirement, when you may want to retire and the income you may need in the future.
Your business future
Succession planning, a possible sale of the business, future investment plans or changes in company profitability can all affect how you approach pension planning.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
How Covermore helps Company Directors
Financial planning should not feel intimidating.
Understand your personal and business position
We begin by discussing your income, company structure, existing pension arrangements, financial responsibilities and long-term goals.
Review your pension options
We help you understand the pension arrangements that may be relevant to you and how they could fit into your wider planning.
Create a realistic contribution strategy
We help you consider a contribution level that reflects your current income, company position and retirement ambitions.
Consider tax and business planning
Pension contributions can have tax and business-planning implications.
Where appropriate, we can work alongside your accountant or other professional advisers to help ensure the wider picture is considered.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Advice based on your situation
As a company director, your financial needs may include personal income, pensions, protection, tax planning and business priorities.
We take the time to understand your circumstances, explain your options clearly and help you make informed decisions for your future.
I have recently become a company director
We can help you understand the pension options that may be available and create a practical starting point.
My company is performing well
If your income or company profits have increased, it may be a good time to review whether your pension contributions still reflect your long-term goals.
I already have a pension
We can help you review your existing arrangement and understand whether it still suits your current income, business plans and retirement goals.
I want to make employer pension contributions
We can help you understand the options available and the factors that should be considered before making contributions through your company.
I am planning for retirement
We can help you review your pension arrangements, retirement options and wider financial position as you begin planning for the next stage of life.
I am building wealth outside my business
We can help you consider how pensions, savings, investments and property planning may work together as part of your wider financial strategy.
What to prepare before speaking to an advisor
It can be useful to have a general understanding of:
Your company structure and role
Your current salary, income and business position
Any existing pension arrangements
Whether your company currently makes pension contributions
Your expected retirement age and future lifestyle goals
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Plan your retirement with greater confidence
Hidden
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.