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No-Fee Financial Review
Get a clearer picture of your finances with a no-fee review that helps you understand where you are and what sensible step to take next.
30+ Years’ Experience
Nationwide Service
Not sure what financial step to take next?
You may have a mortgage, life cover, a pension, savings or investments already in place.
But do they still suit your life today?
At Covermore, our no-fee financial review helps you take a step back and look at the bigger picture.
We help you understand what you have, what may need attention and where there could be opportunities to strengthen your financial position over time.
Whether you are buying a home, raising a family, running a business or planning for retirement, we provide clear advice without pressure, judgement or unnecessary jargon.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What a financial review can cover
Your mortgage and borrowing
We can review your mortgage, repayments, protection needs and whether there may be a reason to consider switching, restructuring or reviewing your wider borrowing position.
Your protection
We help you understand the life cover, mortgage protection, income protection and family protection you already have in place.
Your pension
We can review your pension arrangements, contribution levels and retirement goals to help you understand whether your plan still reflects your future ambitions.
Your savings goals
We help you consider emergency savings, children’s education, tax planning, home improvements and other practical future goals.
Your investments and long-term plans
Where appropriate, we can help you understand how investments, property planning and wider wealth-building goals may fit into your financial picture.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
The 7 Steps to Financial Freedom
Financial services can feel overwhelming.
The 7 Steps to Financial Freedom makes things simpler. These simple steps give you a clear roadmap to financial freedom, covering the key areas to consider as your life, family, income and goals change.
You may already have some steps in place. Others may need to be reviewed. Some may not be relevant just yet.
Life is full of changes. Our role is to help you always make the next smart financial step.
Step 1: Build Your Emergency Fund
Build a safety buffer of around three months’ net income to help protect against unexpected costs or short-term financial pressure.
Step 2: Protect Your Debt
Protect your mortgage, loans and other debts so they do not become a burden if something happens. Covermore can help you review suitable protection options.
Step 3: Protect Your Income
Protect your income so your mortgage, bills and future plans are supported if circumstances change. Covermore can help you review suitable options based on your occupation and affordability.
Step 4: Protect Your Family
Protect your family with suitable life cover, especially if you have dependants. Covermore can explain your options and help you choose cover that reflects your needs.
Step 5: Build Your Pension
Build or review your pension so you stay on track for retirement. Covermore can help you understand your options, whether you are starting fresh, reviewing an old pension or increasing contributions.
Step 6: Create Savings Goals
Create savings goals for children, education, tax bills, holidays, cars, home upgrades or future plans. Covermore can help you build good savings habits that fit your life.
Step 7: Invest and Build Wealth
Plan for long-term wealth through investments, property, company structures and wider financial planning. Covermore can help you explore suitable options once the right foundations are in place.
What to prepare before speaking to an advisor
It can be useful to have a general understanding of:
Your income and regular household outgoings
Your mortgage, rent, loans or other debts
Existing life cover, mortgage protection or income protection
Your pension arrangements and contributions
Current savings and investments
Your family, work and business circumstances
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Get clarity on your next financial step
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Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.