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Pension Advice Dublin
Build, review or improve your pension with clear, no-fee advice that helps you plan with confidence for the future.
30+ Years’ Experience
Nationwide Service
Your pension is more than a once-off transaction
A pension is one of the most important parts of your long-term financial plan, but having one in place does not always mean it is working hard enough for your future.
At Covermore, we help you understand what you have, what you may need and whether your contributions still match your retirement goals.
Our goal is to make pension planning clearer, simpler and easier to manage, whether you are starting from scratch, reviewing an older pension, self-employed or running a business.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
Pension advice for every stage
Starting a PensionPension Reviews
Take the first step towards building a more secure financial future.
Pension Reviews
Review your existing pension to make sure it still reflects your income, goals and retirement plans.
PRSAs
Explore flexible pension options that may suit employees, self-employed professionals and business owners.
Self-Employed Pensions
Build a pension plan that supports your future when you are responsible for creating your own retirement provision.
Company Director Pensions
Use pension planning as part of a wider strategy for company profits, tax planning and long-term wealth.
Retirement Planning
Understand how your pension, savings and investments can work together to support the retirement you want.
Why choose Covermore?
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
No-fee consultations
Speak to Covermore about your mortgage options with no consultation fees. We provide clear advice to help you understand what may suit your circumstances.
Nationwide service
Covermore is based in Dublin and works with mortgage clients nationwide. Flexible and out-of-hours consultations are available where suitable.
We look beyond the mortgage
A mortgage is only part of your financial picture. We also help you consider protection, savings, family needs and your longer-term financial plans.
Support from start to finish
We help you prepare, apply, review your options and move through the mortgage journey with clearer guidance.
Pension advice based on your situation
Your pension should reflect your income, retirement goals and the lifestyle you want in later life.
We help you understand your options, review your existing arrangements and make informed decisions for your future.
I do not have a pension
It is never too early to start thinking about retirement. We can help you understand your options and take a practical first step.
I have an old pension
We can help you review what you have, understand how it is performing and consider whether it still suits your goals.
I am self-employed
When you work for yourself, you are responsible for building your own retirement provision. We can help you create a pension plan that fits your income and future plans.
I am a company director
We can help you explore pension options that support your long-term financial planning and wider business goals.
I want to increase my contributions
As your income grows, your pension contributions may need to change too. We can help you review what you are paying in and what that could mean for your future.
I am getting closer to retirement
As retirement approaches, it becomes more important to understand what you have, what income it may provide and what decisions may need to be made next.
How our Pension advice
process works
Tell us where you are now
We start with a conversation about your income, work, existing pensions, retirement goals and what matters most to you.
Review what you already have
We help you understand your current pension arrangements, contributions and how they fit into your wider financial picture.
Consider your future goals
We discuss the lifestyle you want in retirement, when you may want to retire and what level of income you may need.
Explore suitable pension options
We explain the available options in plain English, including contributions, pension structures and long-term planning considerations.
Put a plan in place
Once you understand your options, you can decide what feels right for your circumstances and goals.
Review as life changes
We can help you review your pension as your income, family, business or retirement plans evolve.
Related Financial Services
Savings & Investments
Create practical savings goals and explore longer-term investment options.
Financial Planning
Get a clearer view of your overall financial position and the next step that may make sense for you.
Mortgage Advice
Protection Advice
Help protect your income, family and financial commitments while you plan ahead.
Not sure what financial step to take next?
Do Covermore charge a fee for pension consultations?
Covermore provides no-fee pension consultations. We will explain clearly how the process works before you make any decision.
Do I need a pension if I am self-employed?
If you are self-employed, you are generally responsible for building your own retirement provision. We can help you understand your pension options and create a plan that suits your circumstances.
Can you review a pension I already have?
Yes. We can help you review existing pension arrangements and understand whether they still reflect your income, goals and retirement plans.
How much should I contribute to my pension?
The right contribution will depend on your age, income, retirement goals, existing pension value and personal circumstances. We can help you review what may be appropriate for you.
Can company directors contribute to a pension?
Company directors may have pension options that can form part of a wider financial planning strategy. We can explain the options available based on your circumstances.
Is it too late to start a pension?
It is never too late to improve your retirement planning. Starting earlier can provide more time, but a conversation can help you understand the options available at any stage.