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Employers & Staff
Financial Wellbeing
Help your people make clearer financial decisions with practical pension support, no-fee financial guidance and advice that reflects real life.
30+ Years’ Experience
Nationwide Service
Financial wellbeing is about more than a pension
Your employees may be thinking about rent or mortgage repayments, family costs, debt, savings, protection, pensions and their future financial security.
For many people, these decisions can feel complicated or easy to put off.
Covermore helps employers give staff access to clear, practical financial guidance that supports them at different stages of life.
Whether your team needs help understanding workplace pensions, planning for a first home, protecting income, building savings or preparing for retirement, we make financial advice more accessible, more relevant and easier to understand.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
You may be an employer who wants to
Help staff understand their pension
A pension can be one of the most valuable employee benefits, but many people are unsure how it works, how much they are contributing or whether they are saving enough for retirement.
Provide a more meaningful staff benefit
Financial wellbeing support can give employees practical help with some of the biggest decisions in their lives, from buying a first home to protecting their family or planning for retirement.
Support staff at different life stages
Your team may include graduates, first-time buyers, parents, homeowners, self-employed contractors, senior employees and people approaching retirement.
Improve engagement with workplace benefits
Employees may already have access to pension arrangements, life cover, income protection or other benefits, but not fully understand how these fit into their lives.
Give employees a trusted place to ask questions
Many people do not know where to start with pensions, protection, savings or mortgage planning.
Support a growing or changing team
As your business grows, recruits new staff or changes its benefits offering, financial wellbeing support can help employees understand the options available to them.
Whether you want to improve pension understanding, support staff wellbeing or offer a more meaningful employee benefit, Covermore can help your team make clearer, more confident financial decisions.
What staff financial wellbeing support can cover
Financial wellbeing support can help employees better understand the financial decisions that affect their everyday lives and long-term future.
From pensions and mortgages to protection, savings and retirement planning, Covermore provides clear, practical guidance that helps staff feel more informed, supported and confident.
Pension education and support
This may include explaining workplace pensions, personal pensions, contribution levels, retirement goals and the importance of reviewing arrangements over time.
No-fee financial reviews
A financial review helps employees take a step back and understand how their mortgage, protection, pension, savings and future goals fit together.
Protection and family planning
Staff may want to understand life cover, mortgage protection, income protection and the financial steps that may help protect their household if circumstances change.
Savings and financial resilience
We help employees consider emergency savings, future spending goals, children’s education savings, tax planning and practical ways to create more financial breathing room.
Retirement and later-life planning
Employees approaching retirement may need support understanding their pensions, retirement options, expected income needs and the next decisions that may be relevant to their future.
How Covermore supports employers and their staff
Financial planning should not feel intimidating.
Understand your workforce
We begin by learning about your team, existing benefits, staff demographics and the financial topics that may be most relevant.
Make complex topics easier to understand
We explain pensions, protection, mortgages, savings and financial planning in plain English, helping staff feel more confident asking questions.
Give employees access to individual support
Where appropriate, employees can arrange a private no-fee consultation to discuss their own financial position, goals and next steps.
Support staff through real-life decisions
Employees may be buying a home, starting a family, changing careers, becoming self-employed or preparing for retirement.
Financial wellbeing support based on your team’s needs
Every workplace is different, and financial wellbeing support should reflect the needs of your team.
Covermore works with employers to understand their workforce, explain important financial topics clearly and give staff access to practical guidance around pensions, mortgages, protection, savings and future planning.
We are introducing or reviewing a staff pension arrangement
We can help employees understand the importance of pension planning and how their workplace arrangements may fit into their longer-term goals.
Our team includes many younger employees
Younger staff may be focused on saving, renting, buying a first home, managing debt and starting pension planning.
Our team includes parents and families
Parents may be thinking about mortgage repayments, childcare, income protection, life cover, education savings and long-term family security.
Our staff are approaching retirement
Employees closer to retirement may need support understanding their pension arrangements, future income needs and retirement options.
Our team includes directors, senior staff or high earners
Senior employees may be thinking about pension planning, protection, investment options, wealth planning and financial goals beyond their employment income.
Staff are asking more questions about money and pensions
A practical financial wellbeing programme can give employees a trusted source of guidance and reduce uncertainty around major financial decisions.
We want to offer a meaningful employee benefit
Financial wellbeing support can complement your existing benefits package by giving staff clearer guidance on how to make the most of their financial opportunities.
Not sure what financial step to take next?
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Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.