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Your life-long financial partner
No-fee financial advice that helps you understand where you are, what you may need and what sensible step to take next.
30+ Years’ Experience
Nationwide Service
About Covermore
Covermore Financial Ltd was established in 2017 and has over 75 years combined industry experience.
We are a Financial and Mortgage brokerage who offer a no fee service to clients who require financial or mortgage advice. We are based in Dublin 15 but our client base covers the whole of Ireland. All of our financial consultants are fully qualified to offer financial / mortgage advice and guidance.
We have proven expertise and experience that will help achieve your financial goals. Our aim is to provide peace of mind and protection for you, your family and your business.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
Meet the Team
Nigel McConnell
Managing Director
Sharon McConnell
Office Manager
Karl McConnell
Compliance Manager
Barry Whelan
Financial Advisor
Emilia Todorova
Financial Advisor
Rimas Gaucys
Financial Advisor
Stefan O’Reilly
Admin
Jana Skachkova
Financial Advisor
Mohneesh Jindal
Financial Advisor
What We Can Help With
We provide no-fee financial advice across the key areas of personal and business financial planning.
Our advice is designed to be clear, practical and tailored to your stage of life.
Mortgage advice
We help first-time buyers, homeowners, switchers, movers and investors understand their mortgage options and move through the process with greater confidence.
Protection advice
We help individuals, couples, families and business owners consider mortgage protection, life cover, income protection, family protection and business protection.
Savings and investments
We help clients create practical savings goals, prepare for future costs and explore longer-term investment planning where suitable.
Savings and investments
We help clients create practical savings goals, prepare for future costs and explore longer-term investment planning where suitable.
Financial planning
We help clients look at the bigger picture, bringing together mortgages, protection, pensions, savings, investments, family needs and business goals.
The 7 Steps to Financial Freedom
Financial services can feel overwhelming.
The 7 Steps to Financial Freedom makes things simpler. These simple steps give you a clear roadmap to financial freedom, covering the key areas to consider as your life, family, income and goals change.
You may already have some steps in place. Others may need to be reviewed. Some may not be relevant just yet.
Life is full of changes. Our role is to help you always make the next smart financial step.
Step 1: Build Your Emergency Fund
Build a safety buffer of around three months’ net income to help protect against unexpected costs or short-term financial pressure.
Step 2: Protect Your Debt
Protect your mortgage, loans and other debts so they do not become a burden if something happens. Covermore can help you review suitable protection options.
Step 3: Protect Your Income
Protect your income so your mortgage, bills and future plans are supported if circumstances change. Covermore can help you review suitable options based on your occupation and affordability.
Step 4: Protect Your Family
Protect your family with suitable life cover, especially if you have dependants. Covermore can explain your options and help you choose cover that reflects your needs.
Step 5: Build Your Pension
Build or review your pension so you stay on track for retirement. Covermore can help you understand your options, whether you are starting fresh, reviewing an old pension or increasing contributions.
Step 6: Create Savings Goals
Create savings goals for children, education, tax bills, holidays, cars, home upgrades or future plans. Covermore can help you build good savings habits that fit your life.
Step 7: Invest and Build Wealth
Plan for long-term wealth through investments, property, company structures and wider financial planning. Covermore can help you explore suitable options once the right foundations are in place.
Financial advice without the pressure
Many people put off financial advice because they feel they are not ready.
They may not have all their paperwork together. They may be unsure what cover they have. They may have an old pension they have not reviewed in years. They may know they should be doing more, but not know where to start.
That is exactly why we are here.
Covermore provides no-fee financial consultations designed to make financial advice more accessible, more practical and easier to understand.
You do not need to arrive with every answer. We help you work through the questions.
Not sure what financial step to take next?
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Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.