Mortgage Calculator
Use our Mortgage Calculator to get an indication of what your mortgage could cost based on the property amount, deposit, interest rate and mortgage term.
The calculator helps estimate your monthly repayments, total interest payable and total amount repayable, giving you a clearer starting point when planning your home purchase or reviewing your mortgage options.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
Why Choose Covermore
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
Understand your mortgage position
We start by looking at your mortgage amount, term, repayment structure and household circumstances.
Explain your options clearly
We explain how mortgage protection works, what it is designed to cover and how it differs from other types of protection.
Help you consider wider protection needs
We help you consider whether mortgage protection should sit alongside life cover, income protection or family protection.
Review existing policies
If you already have mortgage protection, we can help you understand whether it still matches your mortgage and current circumstances.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Not sure what financial step to take next?
Do Covermore charge a fee for mortgage protection consultations?
Covermore provides no-fee mortgage protection consultations. We will explain clearly how the process works before you make any decision.
Is mortgage protection required for a mortgage?
Mortgage protection is commonly required by lenders when taking out a mortgage, although some exemptions can apply depending on your circumstances and lender requirements.
What does mortgage protection cover?
Mortgage protection is generally designed to repay the outstanding mortgage balance if a covered person dies during the policy term, subject to policy terms and conditions.
Is mortgage protection the same as life insurance?
No. Mortgage protection is designed specifically to help repay mortgage debt. Life insurance can provide a lump sum that may help support your family, debts and wider financial needs.
Can I keep my existing mortgage protection if I switch mortgage?
It may be possible in some circumstances, but it is important to review whether your existing policy still matches your new mortgage balance, lender requirements and term.
Do I need income protection as well as mortgage protection?
Mortgage protection and income protection serve different purposes. Mortgage protection is generally designed to repay mortgage debt on death, while income protection may help replace part of your income if illness or injury prevents you from working, subject to policy terms and conditions.