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Life Insurance Dublin
Help protect the people who depend on you with clear, no-fee life insurance advice.
30+ Years’ Experience
Nationwide Service
Life insurance can help protect the people you leave behind
If your partner, children or other family members rely on your income, life insurance can provide important financial support in the event of death.
It can help your family manage household costs, outstanding debts, future education expenses and other financial commitments at a difficult time.
At Covermore, we help you understand what life insurance is designed to do, how much cover you may need and how it could fit into your wider financial plan.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What life insurance can help protect
Your family’s income
Life insurance can help provide financial support for your partner, children or dependants if they would struggle without your income.
Everyday household costs
Your family may still need to cover rent, bills, childcare, food, education and other day-to-day expenses.
Future family plans
Life cover can help provide for important future costs, such as children’s education, family milestones or long-term household needs.
Outstanding debts
Life insurance may help protect against personal loans, car finance or other debts that could become a burden for those left behind.
Financial security for your partner
If you share financial responsibilities with a partner, life insurance can help give them greater financial stability in the event of death.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
How much life insurance might
you need?
The right level of life insurance depends on your income, mortgage, debts, family responsibilities and future plans.
We help you consider what financial support your loved ones may need if you were no longer there, so you can choose cover that feels appropriate for your circumstances.
Your income
Consider how much income your household would need if you were no longer there.
Your family and dependants
Your debts and commitments
Your existing protection
Your future plans
How Covermore helps with Life Insurance
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
Understand your current position
We start by discussing your income, family, financial commitments, existing protection and future plans.
Explain your options clearly
We explain the types of life cover that may be available in straightforward language, without unnecessary jargon.
Help you consider the right level of cover
We help you think about what your family may need and how long cover may be required.
Look at the wider financial picture
Life insurance can work alongside mortgage protection, income protection, pension planning and savings goals.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Based on
your situation
Life insurance should reflect your income, family responsibilities, debts and future plans.
We take the time to understand your circumstances, explain your options clearly and help you choose suitable cover for the people who matter most.
I have children
We can help you consider how life cover may support your children and family if your income was no longer available.
I live with a partner
I have a mortgage
I am self employed
I already have life cover
I am not sure what cover I need
What to prepare before speaking to a life insurance advisor
It can be useful to have a general understanding of:
Your income and household outgoings
Your partner, children or other dependants
Any mortgage, loans or financial commitments
Existing life cover, mortgage protection or employer benefits
Your future family and financial plans
Your partner, children or other dependants
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Not sure what financial step to take next?
Do Covermore charge a fee for life insurance consultations?
Is equity release right for everyone?
No. Equity release can be a significant financial decision and may not be suitable for every homeowner. It is important to understand the costs, risks, alternatives and long-term implications.
Can equity release affect the inheritance I leave behind?
It may reduce the value of your estate, depending on the product and amount released. This is an important consideration to discuss before proceeding.
Can I release equity if I still have a mortgage?
This will depend on your circumstances, the amount outstanding and provider criteria. Existing secured borrowing may need to be repaid as part of any new arrangement.
Can I use equity release for home improvements?
Some homeowners consider equity release for repairs, renovations or accessibility improvements. We can help you understand whether it may be suitable for your circumstances.