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Investment Advice
Explore long-term investment options with clear, no-fee advice built around your goals, timeframe and attitude to risk.
30+ Years’ Experience
Nationwide Service
Investing is about planning for the future
Investing can help you work towards longer-term financial goals, whether that means building wealth, preparing for retirement, supporting your family or making better use of money you do not need in the short term.
At Covermore, we help you understand where investing may fit within your wider financial plan.
Before looking at investment options, we consider your savings, emergency fund, mortgage, protection, pension, future plans and the level of risk you feel comfortable taking.
Our goal is to help you make informed decisions with a clear understanding of both the potential opportunities and the risks involved.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What investment planning can help you consider
Long-term wealth building
Investing may help you work towards longer-term financial goals that need more time than a standard savings plan.
Retirement planning
Investments may form part of your wider retirement strategy alongside your pension, savings and future income plans.
Making use of surplus income or capital
If you have money that is not needed for short-term expenses or emergency savings, you may want to consider whether investing could be appropriate.
Investment property planning
For some clients, property may form part of a wider long-term wealth plan. It is important to understand the borrowing, costs, risks and commitments involved.
Reviewing existing investments
If you already have investments in place, it can be useful to review whether they still reflect your goals, timeframe and attitude to risk.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
What to consider before investing
Investing can be a useful way to work towards longer-term financial goals, but it is important to understand the level of risk involved.
Before investing, consider your goals, how long you can leave your money invested, your financial commitments, emergency savings and how comfortable you are with changes in the value of your investment.
Your financial foundations
Before investing, it is important to consider your emergency savings, debts, protection needs, mortgage commitments and pension position.
Your investment timeframe
Investing is generally more suitable for money you are less likely to need in the short term.
The longer your timeframe, the more time you may have to manage market ups and downs.
Your goals
Your investment approach should reflect what you are trying to achieve, whether that is retirement planning, building wealth, family goals or longer-term financial flexibility.
Your attitude to risk
Investments can rise and fall in value. We help you understand the risks involved and consider what level of risk may be appropriate for your circumstances.
How Covermore helps with investment advice
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
Understand where you are now
We start with a conversation about your income, savings, pension, mortgage, existing investments, family commitments and future plans.
Clarify your goals
We help you identify what you are hoping to achieve and when you may need access to your money.
Review your financial foundations
We look at whether emergency savings, protection, pension planning and other priorities are in place before exploring longer-term investment options.
Discuss your attitude to risk
We explain the potential risks involved and help you consider what level of risk may be suitable for your circumstances.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Advice based on your situation
Saving for your child’s education can help you prepare for future school, college or other learning costs.
We take the time to understand your goals, explain your options clearly and help you build a plan that suits your circumstances.
I have surplus savings
We can help you consider whether you should continue building savings, review your pension or explore longer-term investment options.
I want to build long-term wealth
We can help you understand how investment planning may fit into your broader financial goals and future plans.
I am planning for retirement
We can help you consider how investments, pensions, savings and future income plans may work together.
I already have investments
We can help you review your existing arrangements and consider whether they still reflect your goals, timeframe and attitude to risk.
I am a company director or business owner
We can help you consider investment planning alongside pensions, savings, business plans and wider personal financial goals.
I am considering investment property
We can help you understand how property may fit into your wider financial picture, including mortgage commitments, protection, pension planning and longer-term wealth goals.
What to prepare before speaking to an advisor
It can be useful to have a general understanding of:
Your income and regular financial commitments
Your emergency savings and shorter-term savings goals
Any existing pension or investment arrangements
The amount you may be considering investing
Your expected timeframe for needing the money
Your family, business and future financial plans
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Invest with a clearer long-term plan
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Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.