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Pension Tracing Service
Find and make sense of old pension arrangements with clear, no-fee pension tracing support.
30+ Years’ Experience
Nationwide Service
Lost track of an
old pension?
If you have changed jobs, moved home or worked for several employers over the years, you may have pension arrangements that you have lost track of.
You may remember paying into a workplace pension but not know the provider, the value of the fund or whether you still have benefits in place.
At Covermore, we help you locate your old or previous pension, make sense of your pension history, identify the information you may need, and understand the next steps once your pension has been found.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
Why people lose track of pensions
You have changed jobs
Each employer may have used a different pension provider or workplace scheme.
You have moved home
Important pension correspondence may have been sent to an old address.
You have not reviewed your pension in years
A pension started early in your career can be easy to forget when your priorities have changed.
You have more than one old workplace pension
Multiple arrangements can make it difficult to see the full picture of your retirement savings.
You are not sure who your pension provider was
You may remember the employer but not the pension scheme, provider or policy details.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
How Covermore can help
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
Build a clearer picture of your pension history
We start by looking at your previous employment, current pension arrangements and any information you may still have.
Identify useful information
We help you understand what details may help with tracing an older pension arrangement, including previous employers, dates of employment and any past pension documents.
Guide your next steps
We explain the practical steps that may be needed to contact former employers, pension providers or scheme administrators.
Review an arrangement once it is located
Once you have located an old pension, we can help you understand what type of arrangement it is and how it may fit into your wider retirement plan.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Advice based on your situation
If you have changed jobs or employers, you may have pension benefits held in an old scheme.
We can help you trace previous pension arrangements, explain your options clearly and give you a better view of your retirement savings.
I have changed jobs several times
We can help you work through your employment history and identify which previous roles may have included pension arrangements.
I remember having a pension but cannot find the details
We can help you understand what information may be useful and what practical steps may be available.
I have old pension paperwork
We can help you make sense of older statements, policy documents or provider letters and understand what they may mean.
I have more than one old pension
We can help you build a clearer picture of the pensions you have and consider how they fit together.
My former employer no longer exists
We can help you identify the information available and understand the next practical steps that may be worth exploring.
I am self-employed now
Older workplace pensions may still form an important part of your overall retirement planning.
What to prepare before speaking to an advisor
It can be useful to have a general understanding of:
The names of previous employers
Approximate dates you worked for each employer
Previous addresses used while employed
Any pension statements, provider letters or policy documents you still have
Your PPS number, where required by a provider through an appropriate secure process
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Start making sense of your pension history today
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Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.