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Savings Plans for Every Stage of Life
Build practical savings goals with clear, no-fee advice that helps you prepare for the things that matter most.
30+ Years’ Experience
Nationwide Service
A savings plan
gives your money
a purpose
Saving is easier when you know what you are saving for.
You may want to build an emergency fund, prepare for a future tax bill, save for a family holiday, upgrade your car, improve your home or simply create more financial breathing room.
At Covermore, we help you create a realistic savings plan around your income, commitments and future goals.
Whether you are starting small, rebuilding savings after buying a home or planning for a major expense, we help you identify a sensible next step.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What can a savings plan help you prepare for?
An emergency fund
A savings plan can help you build a financial buffer for unexpected costs, changes in income or short-term pressure.
Home improvements
You may be saving for renovations, energy upgrades repairs, an extension or other improvements to your home.
Holidays and family plans
A regular savings plan can help you prepare for travel, family events, weddings, celebrations and other important milestones.
Education and children’s costs
You may want to create savings goals for school costs, college, activities, childcare or other future family needs.
Tax and self-employed planning
For self-employed people and business owners, a dedicated savings plan can help prepare for future tax commitments and changes in income.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
What to consider before starting a savings plan
Starting a savings plan can help you prepare for future goals, unexpected costs and important financial commitments.
Before you begin, consider what you are saving for, how much you can set aside regularly, how soon you may need the money and whether you have an emergency fund in place.
We help you understand your options clearly and create a savings approach that suits your circumstances.
Your priority right now
The right goal depends on where you are today.
You may need to rebuild an emergency fund first, prepare for a specific expense or begin saving towards a longer-term family goal.
Your monthly budget
A good savings plan should feel manageable.
Starting with a realistic amount and building it over time can be more sustainable than committing to an amount that puts pressure on your everyday finances.
Your existing financial commitments
Your mortgage, rent, bills, debts, protection needs, pension contributions and family responsibilities all need to be considered.
How soon you may need the money
Shorter-term savings goals may need a different approach to longer-term financial plans.
We help you consider what you are saving for and when you may need access to the money.
How Covermore helps with Savings Plans
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Financial planning should not feel intimidating.
Understand where you are now
We start with a conversation about your income, existing savings, regular commitments, financial priorities and future plans.
Help you identify your main goal
We help you decide whether your immediate priority is an emergency fund, a specific purchase, family plans, tax savings or another financial goal.
Create a realistic savings target
We help you consider what amount may feel practical based on your income, lifestyle and wider commitments.
Look at your wider financial picture
Your savings goals may need to work alongside your mortgage, protection, pension, investments and family plans.
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Advice based on your situation
A savings plan should reflect your income, priorities and future goals.
We take the time to understand what you are saving for, explain your options clearly and help you build a plan that suits your circumstances.
I want to build an emergency fund
We can help you understand what a practical safety buffer may look like and how to begin building it over time.
I have just bought a home
Buying a home can use a large part of your savings.
We can help you create a plan to rebuild your financial buffer and prepare for future household costs.
I am saving for home improvements
We can help you create a focused savings goal for renovations, repairs, furniture, energy upgrades or an extension.
I am self-employed
When your income can vary, a savings plan can help you prepare for future tax bills, quieter periods and changing financial commitments.
I want to save for my children
We can help you consider savings goals for education, activities, milestones and future family needs.
I want to save for a specific goal
Whether you are planning for a holiday, car, wedding, education costs or another major expense, we can help you create a plan around your goal.
What to prepare before speaking to an advisor
It can be useful to have a general understanding of:
Your income and regular monthly outgoings
Your current savings and any existing savings plans
Your mortgage, rent, loans or other financial commitments
The goal you are saving towards
When you may need access to the money
Your family, work or business circumstances
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Start saving towards what matters most
Hidden
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.