QROPS Qualifying Registered Overseas Pension Scheme If you’ve worked in the UK at any stage of your career you’ve probably built up a pension fund in the UK. Now that you’re back living in Ireland you may wish to bring your pension home and have more control over your...
Covemore Financial
Retirement Options
When can I retire? Personal Pension Plans: Individuals with Personal Pension Plans can take their retirement benefits at any age between 60 and 75. You do not actually have to stop working. As soon as you reach age 60, you can take your benefits & continue...
Leaving Employment
What happens to my pension benefits when leaving employment? Benefits payable on leaving Leaving employment or changing from employment to self-employment raises issues to be considered in relation to your pension benefits. Generally, you have three main options...
Can You unlock Your Pension Early?
I am a deferred/former member of an Occupational Pension Scheme- can I unlock my pension benefits? In June 2016, The Minister for Finance amended the legislation governing occupational pension schemes and extended the access of more flexible retirement options to...
Introduction to pensions
Introduction A pension is a long-term savings plan that you can use to build up a fund to give you pension payments when you retire from work. You can get tax relief when you pay into your pension. Occupational pensions are provided by your employer Personal pensions,...
Types Of Mortgages
There are different types of mortgages available in Ireland and although they are not all widely available it is important to understand how they work in order to decide what might suit you best. Annuity / Capital & interest mortgages An annuity mortgage, also...
Not sure what financial step to take next?
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.








