If you find yourself with some extra money, depending on your mortgage type, variable or fixed, you may be able to pay extra off your mortgage and save money by reducing the amount of interest you will pay. It could also reduce the term left of your mortgage meaning...
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Covermore Financial Resources
Mortgage Rules in Ireland
Central Bank As part of its goal to safeguard financial stability and contribute to the long term resilience of the financial system, the Central Bank has in place a series of mortgage measures. These measures were first introduced in 2015 and are reviewed on an...
Mortgage Interest Rates
When choosing a mortgage, the interest rate is the most important factor to consider. The rate you pay has a significant impact on the amount you pay each month, and over the lifetime of the mortgage. There are a number of different types of interest rates available,...
Mortgage fees and charges
When buying a property, or switching your mortgage, it is not just your regular mortgage repayments you need to think about. There are a number of others costs involved which you should be aware of and ask your lender about. Some of these can be reduced or avoided by...
How much can you borrow?
When giving you a mortgage, lenders use different criteria to decide how much they are willing to lend you and they must follow specific Central Bank of Ireland rules when doing this. The Central Bank of Ireland’s rules applies limits to the amount that lenders in the...
Central Bank Explainer – What are the Mortgage Measures?
As part of its goal to safeguard financial stability and contribute to the long term resilience of the financial system, the Central Bank has in place a series of mortgage measures. These measures were first introduced in 2015 and are reviewed on an annual basis. The...
Not sure what financial step to take next?
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.








