Before you start looking at properties, start applying to lenders to try to get ‘approval in principle’. This means you will know whether you will get mortgage approval and will give you an idea of the amount you can borrow. It may also be an advantage to have this...
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Covermore Financial Resources
What is a first-time buyer?
According to the official Central Bank of Ireland definition, a first-time buyer (FTB) is an individual who has never before, either by themselves or with others, purchased a house, apartment, or a site to build a home, in Ireland or abroad. When it comes to applying...
What is a mortgage?
A mortgage is a loan that’s used to purchase a property. The difference between a loan and a mortgage is that the mortgage is secured against the property being purchased. This means that the mortgage lender legally owns the property until the mortgage is fully paid...
Not sure what financial step to take next?
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.





